Medical Care
By Steven M
There are all sorts of insurance available for the expat today,
and the key is being able to choose the one that bests suits your
needs. The following can help serve as a guideline to get you
started.
Travel Insurance
For those that move around frequently, travel insurance is a
must. When choosing one, make sure that they include the
following options: first they should shoulder some of the costs
of your travel in case something goes awry (cancelled flight,
lost luggage) or even financial loss (in case of a natural
calamity). Some of the better travel expat insurance plans even
have health coverage options.
Sports Insurance
The growing popularity of extreme sports like bungee jumping,
rock climbing or skiing among expatriates has given rise to
extreme sports insurance. If you are the type who is into sports
and other activities, you might want to get this type of
coverage. However, different companies cover different types of
sports, so be certain that the policy you buy covers you and your
sport of choice.
International Auto Insurance
If you find yourself using your car very often to move from one
country to another, then it might be best (and also in most
places mandatory) to get insurance for your motor vehicle. There
are now several firms offering these services so it is only a
matter of finding the one that is most appropriate for your
car.
Health Insurance
If you prefer to have a separate expat health insurance, it is
best that you select the one that matches your expectations and
necessities. Most countries, especially in Europe, have plenty of
expat health insurance, but it is crucial that, as with all other
types of insurance, that you read the fine print. Don't buy
coverage you will not need.
Insurance Companies for Expats
There are currently several insurance companies that can provide
and cover all the needs of the expat. Some of the most widely
known are the following:
Expat Financial: this company provides health, travel, disability
and life insurance policies for expatriates.
TFG Global Insurance Solutions Ltd offers insurance for
expatriates working in high risk countries like Iraq and
Afghanistan.
Alexander Forbes World Service is an arm of the Alexander Forbes
Insurance Agency ('AFIA'), which specializes in offering motor
insurance.
Rupa is a health insurance company for expatriates, offering both
individual and group policies. EOS Risq is both an insurance and
risk management consulting firm, and widely known in Europe;
another well renowned company is Expat Plus, which offers
extensive coverage for expats whose home or current location is
in Europe.
All Aboard Benefits is a medical insurance company that is aimed
at a broad market, including frequent travelers, and also
students that are studying abroad. The Innovative Benefits
Consultants is an insurance / broker / consultant that focuses on
expats that travel frequently and are always on the go.
Health Care International is a medical insurance company that
covers everything from the most basic health issues to the most
dvanced and complete coverage an expat would want for themselves
and their family.
When deciding which insurance is for you, it is always best if
you first have a clear understanding of your health, your line of
work etc, so that you will get the best deal possible for
yourself and family.
Medical Care
By Steven M|
There are all sorts of insurance available for the expat
today, and the key is being able to choose the one that
bests suits your needs. The following can help serve as a
guideline to get you started.
|
